1. Our service is free to use
Getting a quote, searching our panel and being matched through Dot Dot Loans is completely free. We never charge you a fee to use the service, and you will never pay us anything directly, at any stage.
2. How we earn our money
Dot Dot Loans is free for customers to use. We do not charge you a broker fee. We may receive commission from lenders, credit brokers or finance partners if you are accepted or proceed with a loan. Commission may vary by partner and product. We aim to match customers based on the information provided, partner eligibility criteria, affordability requirements and partner availability.
We may also introduce you to UK Credit Ratings, a credit report service, if you tick the credit report trial box on our form or if we cannot pass you on to a lender or broker. It pays us a commission if you sign up to its free trial, after which its service is a paid monthly subscription. Our privacy policy explains what we send to it.
3. What this means for what you pay
What we are paid comes from our partners and is not added to your loan. Any interest and charges on your loan are set by the lender, and you are shown the full cost before you agree to anything. You never pay Dot Dot Loans a fee, whether or not you decide to go ahead.
4. How much we receive
The amount we are paid can vary depending on the lender and the type of loan, and it may be a set fee or a percentage of the amount borrowed. If you would like to know what we would receive for a particular introduction, just ask and we will tell you.
5. Commission and disclosure
Commission may vary by partner and product. Where the law requires it, you can ask us for information about the commission relating to your introduction, and we will provide it.
6. We never ask for upfront fees
We will never contact you to ask for a payment up front to release a loan. If someone does this while claiming to be Dot Dot Loans, it is not us and you should not pay. Please report it to us through our Contact page.